Finance Terms & Conditions

Humm Finance

‘Have Now Pay Later’ with Humm


Humm finance is available to approved Humm finance customers on all Bluesky Mobility transactions. Lending terms and conditions apply. For full details please download the “Humm Consumer Terms and Conditions” here, or visit


Who is Humm?

Certegy Ezi-Pay Pty Ltd is now branded Humm. Certegy Ezi-Pay had been providing a No Interest Ever!* retail payment plans since 2000. For more information, visit


What is Humm?

A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*


What are the set-up fees and charges for a Humm plan?

When you make your initial purchase, Humm will open an Account for you. With this initial purchase you will pay a purchase establishment fee between $35 and $90 which will set up your account, and is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $8 which will be direct debited whilst your account remains active. For full information go to


Are there any other charges?

There is an $8 monthly payment processing fee to process each repayment, and a $6 late payment fee if your payments are late. Please remember that your payment plan is NO INTEREST EVER!* Please refer to the “Humm Consumer Terms and Conditions” here or in store at Blusesky Mobility for further details.


Can I make multiple purchases?

Yes, as your available credit increases as per the repayment calculation detailed within the “Humm Consumer Terms and Conditions”, additional transactions are possible. The online account tool enables you to keep track of your available credit as you make repayments.


Can I close my Account and are there any charges?

Once you purchase(s) has been paid in full and your account balance is zero you can cancel via written notice to Humm. There are NO additional fees for closing your Account or paying out early.


What do I need to apply for a payment plan?

  • To be over 18 years of age and be a permanent resident of Australia.
  • To be employed on a Full-Time basis working a minimum of 30 hours or be an Aged or Veteran’s Pensioner.
  • To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited.
  • To provide suitable identification.
  • If goods or services are to be fitted or applied to a property or dwelling then you must be the owner of that domestic property or dwelling.


Please refer to the “Terms and Conditions” in store

*Humm is a continuing credit payment plan provided by Certegy Ezi Pay Pty Ltd. Fees, terms & conditions apply. Either an account establishment fee of between $35 & $90 or an additional purchase fee of $22.00 is payable over the purchase repayment period. A monthly account keeping fee of $8 applies. See in store for details or go to